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Fixed Deposit Account

On Fixed Deposit amount, you can get the 10.75% and 12% interest and get the loan against FD at 70% of FD amount.

PARTICULAR/PERIOD 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR
Interest Rate 10.75% 10.75% 11.75% 11.95% 11.95%
Deposited Amount Rs. 10000 Rs. 10000 Rs. 10000 Rs. 10000 Rs. 10000
Maturity Amount Rs. 11,120 Rs. 12,360 Rs. 14,150 Rs. 16,010 Rs. 18,010
Pre-Maturity N/A After 12 month After 12 month After 12 month After 12 month
Loan Facility N/A After 12 month After 12 month After 12 month After 12 month
Interest on loan amount Interest rate on loan against deposit amount will be 18% at annual calculated monthly compound interest.
Late Fee Loan EMI 5% paynality charge on irregular EMI and added the panelity to next installment.



"Terms and condition apply."





Required Document:

Identity Proof Residential Proof
Aadhar Card(Compalsary) Aadhar Card(Compalsary)
Pan Card Pan Card
Passport Passport
Voter ID Card Telephone Bill
DL Bank Passbook
Senior Citizen Proof Post Office ID




Note :

  1. Bring the original document and xerox copy of all required document.
  2. Shoul be provid to copany , permanent addess proof and contact no.
  3. Form should be fill in capital letter by black ball pen.
  4. It is necessary to do signature on overwriting.
  5. Photograph should be in passport size.
  6. Follow the rules of KYC.
  7. For get the more information contact to nearest branch office.




The Swaraaj bharti Nidhi Limited is authorized by its laws to accept deposits from its members under different schemes, from Savings account to term deposits like Daily Deposit, Monthly Deposit and fixed Deposits. The deposit schemes are designed to deliver maximum value to its members, offering attractive rate of interest alongwith other benefits. READ MORE

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